Track Status - Moneyone FinPro

When checks are enabled, every account returned while you track a journey carries a checks object describing the outcome of each check for that account. This is layered on top of the AA + PDF flow — the rest of the payload is unchanged.

This section builds on the AA + PDF flow. The checks object appears on each AA account (under a consent) and on each PDF account. See Overview for the checks object shape and field reference, and AA + PDF → Track Status for the full payloads (including in-iframe UI events).

Webhook (Recommended)
Status Polling

The terminal webhook is pushed when the journey completes. With checks enabled, each account — whether sourced from AA or from a PDF statement — includes a checks object under checks.indicators[].In the example below, AA delivered the data so the PDF step is SKIPPED. The same check (MIN_SALARY_15000) is evaluated across accounts: the first AA account fails it (salary 12000) and a second AA account passes it (salary 40000). A consent may also have no checks object when no checks apply to it.

{
  "timestamp": "2026-03-31T08:02:45.111480334Z",
  "transactionID": "ad277c38-ca13-49b0-befd-38343e221e6b",
  "eventType": "JOURNEY_COMPLETE",
  "eventStatus": "SUCCESS",
  "accountID": "ACC-78291",
  "eventData": [
    {
      "type": "AA",
      "status": "SUCCESS",
      "consents": [
        {
          "consentID": "6934dcbb-ee3f-4ea0-85dc-b564c9e5e1d2",
          "consentHandle": "7af9f26a-097c-4974-9e63-164a2b4c598e",
          "consentStatus": "CONSENT_APPROVED",
          "productID": "HOME2001",
          "fetchType": "PERIODIC",
          "fiFetch": "MANUAL",
          "dataFetchStatus": "SUCCESS",
          "accounts": [
            {
              "linkRefNumber": "9bd5e87a-7916-49ff-8ee1-969375f4f5e3",
              "fiStatus": "DELIVERED",
              "fipID": "finsharebank",
              "maskedAccountNumber": "XXXXXXXX1100",
              "checks": {
                "indicators": [
                  {
                    "check_id": "MIN_SALARY_15000",
                    "metadata": {
                      "salary": "12000"
                    },
                    "result": "FAILED"
                  }
                ]
              }
            }
          ]
        },
        {
          "consentID": "b1742f0c-3e9a-4d52-8c6b-1ae5d97f2034",
          "consentHandle": "c5e8a1b2-6f74-4390-a1d8-90b3e7c4f562",
          "consentStatus": "CONSENT_APPROVED",
          "productID": "HOME2001",
          "fetchType": "PERIODIC",
          "fiFetch": "MANUAL",
          "dataFetchStatus": "SUCCESS",
          "accounts": [
            {
              "linkRefNumber": "5c2f1ab9-3d47-4e8a-b6c1-7f9028d4e3a2",
              "fiStatus": "DELIVERED",
              "fipID": "finsharebank",
              "maskedAccountNumber": "XXXXXXXX2200",
              "checks": {
                "indicators": [
                  {
                    "check_id": "MIN_SALARY_15000",
                    "metadata": {
                      "salary": "40000"
                    },
                    "result": "PASS"
                  }
                ]
              }
            }
          ]
        },
        {
          "consentID": "02914fb5-0e4c-43dc-ae1b-d31fe3829c7b",
          "consentHandle": "b822049e-97f3-44d6-91fe-fa1bff1001db",
          "consentStatus": "CONSENT_APPROVED",
          "productID": "PL06S",
          "fetchType": "ONETIME",
          "fiFetch": "AUTOMATIC",
          "dataFetchStatus": "SUCCESS",
          "accounts": [
            {
              "linkRefNumber": "9bd5e87a-7916-49ff-8ee1-969375f4f5e3",
              "fiStatus": "DELIVERED",
              "fipID": "finsharebank",
              "maskedAccountNumber": "XXXXXXXX1100"
            }
          ]
        }
      ]
    },
    {
      "type": "PDF",
      "status": "SKIPPED",
      "accounts": []
    }
  ]
}

When AA fails and the journey falls back to a PDF statement upload, the PDF step is SUCCESS and the checks object appears on each PDF account instead — using the identical shape.

{
  "timestamp": "2026-03-31T06:59:46.465644026Z",
  "transactionID": "c664bcaa-c0bf-4101-b9ac-31e6d78cdb48",
  "eventType": "JOURNEY_COMPLETE",
  "eventStatus": "SUCCESS",
  "accountID": "ACC-90342",
  "eventData": [
    {
      "type": "AA",
      "status": "FAILED",
      "consents": [
        {
          "consentID": null,
          "consentHandle": "974e2b5d-196e-4965-bea2-eb5bcce88e01",
          "consentStatus": "CONSENT_REJECTED",
          "productID": null,
          "fetchType": null,
          "fiFetch": null,
          "dataFetchStatus": "NOT_ATTEMPTED",
          "accounts": []
        }
      ]
    },
    {
      "type": "PDF",
      "status": "SUCCESS",
      "accounts": [
        {
          "maskedAccountNumber": "10021535948",
          "bankName": "idfc",
          "accountType": "saving",
          "startDate": "02-09-2025",
          "endDate": "28-02-2026",
          "checks": {
            "indicators": [
              {
                "check_id": "MIN_SALARY_15000",
                "metadata": {
                  "salary": "40000"
                },
                "result": "PASS"
              }
            ]
          }
        }
      ]
    }
  ]
}

The checks object follows the same shape everywhere: read checks.indicators[] for the list of checks, and inspect each entry’s result (PASS or FAILED) along with the metadata values used to evaluate it.

The status polling response carries the same checks object. It appears on each AA account (under the aa consent’s accounts[]) and on each PDF account (under the pdf step’s accounts[]), using the identical checks.indicators[] shape shown in the Webhook tab.Below is a focused snippet of the aa step showing the checks object on an account.

{
  "type": "aa",
  "status": "SUCCESSFUL",
  "data": {
    "fips": [
      { "fip": "finsharebank", "status": "DELIVERED" }
    ],
    "consents": [
      {
        "consentHandle": "7af9f26a-097c-4974-9e63-164a2b4c598e",
        "consentId": "6934dcbb-ee3f-4ea0-85dc-b564c9e5e1d2",
        "consentStatus": "CONSENT_APPROVED",
        "productId": "HOME2001",
        "dataFetchStatus": "SUCCESS",
        "accounts": [
          {
            "linkRefNumber": "9bd5e87a-7916-49ff-8ee1-969375f4f5e3",
            "fiStatus": "DELIVERED",
            "fipID": "finsharebank",
            "maskedAccountNumber": "XXXXXXXX1100",
            "checks": {
              "indicators": [
                {
                  "check_id": "MIN_SALARY_15000",
                  "metadata": {
                    "salary": "12000"
                  },
                  "result": "FAILED"
                }
              ]
            }
          }
        ]
      }
    ]
  }
}

In the full polling response, the AA account checks live under data[].data.consents[].accounts[].checks and the PDF account checks live under data[].data.accounts[].checks. Both use the same checks.indicators[] shape — see Overview for the field reference.