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A Lending Service Provider (LSP) or Super App fronts several real, RBI-regulated Financial Information Users (FIUs) — lenders — under the Account Aggregator (AA) framework. Neither is itself a regulated FIU. Ordinarily, each FIU runs its own separate consent flow. This integration model lets you request consent across multiple FIUs and products in a single call, and gives your customer one combined approval screen instead of one per FIU. Every request and response in this integration is JSON over HTTPS, authenticated with HTTP Basic Auth on every call.

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Integration Flow

A complete integration is a five-step journey, tied together by the single transactionId you receive from Consent Creation. Discovering your entitled FIUs is a read-only reference call you can make at any point in this flow — even before your first Consent Creation call.
1

Discover Entitled FIUs (reference)

Call List Entitled FIUs at any time to confirm which fiuId values you’re currently onboarded with, before naming them on Consent Creation. See Entitled FIUs.
2

Initiate Consent

Call Consent Creation with the customer’s details and the FIUs/products you need data for, in one call. You receive a transactionId and one combined orchestrationWebUrl. See Initiate Consent.
3

Redirect the Customer

Redirect the customer to orchestrationWebUrl. They approve consent for every named FIU on one combined screen, hosted entirely by MoneyOne. See User Redirection.
4

Track Status

Track each consent to a terminal state via Status Lookup — either polling with just transactionId, or batch-looking-up specific consents/sessions/handles. See Track Status.
5

Request and Fetch Data

Once a consent is approved, explicitly trigger a data pull with Data Request, then retrieve the data with Get FI Data and derived insights with Analytics. See Request Data and Fetch Data.

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Pages in this section

Every endpoint requires HTTP Basic Auth (client_id/client_secret, issued at onboarding) — see each page above for its exact method, path, and headers.

Postman Collection

Import pre-configured API collection for testing