Track Status

There are three ways to know when a journey reaches a terminal state. Pick whichever fits your integration — they can also be combined.

Webhook (recommended) — MoneyOne pushes a terminal notification to your endpoint.
Status Polling — you pull the journey status with the transactionId.
UI Events — if you embed the orchestration UI in an iframe, listen for postMessage events.

All three surface whether AA or the PDF fallback ultimately delivered the data.

Webhook (Recommended)
Status Polling
UI Events

When the journey reaches a terminal state, a webhook is pushed to your registered endpoint. For the AA + PDF flow, the eventData array always contains both an AA block and a PDF block, so you can see exactly which path delivered the data.

To configure your webhook URL, contact support@moneyone.in.

Payload examples

A — AA success (PDF skipped)
B — AA failed, PDF fallback
C — both skipped (failure)

AA delivered successfully, so the PDF fallback was never triggered (status: "SKIPPED").

{
  "timestamp": "2026-03-31T08:02:45.111480334Z",
  "transactionID": "ad277c38-ca13-49b0-befd-38343e221e6b",
  "eventType": "JOURNEY_COMPLETE",
  "eventStatus": "SUCCESS",
  "accountID": "ACC-78291",
  "eventData": [
    {
      "type": "AA",
      "status": "SUCCESS",
      "consents": [
        {
          "consentID": "6934dcbb-ee3f-4ea0-85dc-b564c9e5e1d2",
          "consentHandle": "7af9f26a-097c-4974-9e63-164a2b4c598e",
          "consentStatus": "CONSENT_APPROVED",
          "productID": "HOME2001",
          "fetchType": "PERIODIC",
          "fiFetch": "MANUAL",
          "dataFetchStatus": "SUCCESS",
          "accounts": [
            { "linkRefNumber": "9bd5e87a-7916-49ff-8ee1-969375f4f5e3", "fiStatus": "DELIVERED", "fipID": "finsharebank", "maskedAccountNumber": "XXXXXXXX1100" }
          ]
        }
      ]
    },
    { "type": "PDF", "status": "SKIPPED", "accounts": [] }
  ]
}

AA failed (CONSENT_REJECTED), and the smart router fell back to PDF, which succeeded. The overall eventStatus is still SUCCESS because data was delivered.

{
  "timestamp": "2026-03-31T06:59:46.465644026Z",
  "transactionID": "c664bcaa-c0bf-4101-b9ac-31e6d78cdb48",
  "eventType": "JOURNEY_COMPLETE",
  "eventStatus": "SUCCESS",
  "accountID": "ACC-90342",
  "eventData": [
    {
      "type": "AA",
      "status": "FAILED",
      "consents": [
        { "consentID": null, "consentHandle": "974e2b5d-196e-4965-bea2-eb5bcce88e01", "consentStatus": "CONSENT_REJECTED", "productID": null, "fetchType": null, "fiFetch": null, "dataFetchStatus": "NOT_ATTEMPTED", "accounts": [] }
      ]
    },
    {
      "type": "PDF",
      "status": "SUCCESS",
      "accounts": [
        { "maskedAccountNumber": "10021535948", "bankName": "idfc", "accountType": "saving", "startDate": "02-09-2025", "endDate": "28-02-2026" }
      ]
    }
  ]
}

Neither AA nor PDF delivered data. The overall eventStatus is FAILED.

{
  "timestamp": "2026-04-20T09:23:28.838168037Z",
  "transactionID": "d4e9259c-0ddb-437e-9955-6738f8a4caf1",
  "eventType": "JOURNEY_COMPLETE",
  "eventStatus": "FAILED",
  "accountID": "D2C20260420070500007248",
  "eventData": [
    { "type": "AA", "status": "SKIPPED", "consents": [] },
    { "type": "PDF", "status": "SKIPPED", "accounts": [] }
  ]
}

Top-level fields

Field	Description
`timestamp`	ISO-8601 time the event was emitted.
`transactionID`	Unified transaction identifier for the journey.
`eventType`	Always `JOURNEY_COMPLETE` for the terminal push.
`eventStatus`	`SUCCESS` or `FAILED` for the journey overall.
`accountID`	The account identifier associated with the journey.
`eventData`	Array containing one `AA` block and one `PDF` block.

AA block fields

The AA entry carries type (AA), status (SUCCESS / FAILED / SKIPPED), and a consents array.

Field	Description
`consents[].consentID`	Consent identifier (may be `null` if not approved).
`consents[].consentHandle`	Consent handle.
`consents[].consentStatus`	`CONSENT_APPROVED` or `CONSENT_REJECTED`.
`consents[].productID`	Product the consent belongs to.
`consents[].fetchType`	`PERIODIC` or `ONETIME`.
`consents[].fiFetch`	`MANUAL` or `AUTOMATIC`.
`consents[].dataFetchStatus`	`SUCCESS`, `FAILED`, `NO_DATA`, or `NOT_ATTEMPTED`.
`consents[].accounts[].linkRefNumber`	Link reference number for the account.
`consents[].accounts[].fiStatus`	`DELIVERED` when data was delivered.
`consents[].accounts[].fipID`	FIP identifier.
`consents[].accounts[].maskedAccountNumber`	Masked account number.

PDF block fields

The PDF entry carries type (PDF), status (SUCCESS / SKIPPED / FAILED), and an accounts array.

Field	Description
`accounts[].maskedAccountNumber`	Masked account number from the uploaded statement.
`accounts[].bankName`	Bank the statement belongs to (e.g. `idfc`).
`accounts[].accountType`	Account type (e.g. `saving`).
`accounts[].startDate`	Statement period start (`DD-MM-YYYY`).
`accounts[].endDate`	Statement period end (`DD-MM-YYYY`).

When status is SKIPPED, the accounts array is empty — that path was not used for this journey.

If you prefer to pull the journey status instead of receiving a webhook push, poll this endpoint. For the AA + PDF flow, the response includes a pdf step and a smart_routing_decision step in addition to health_check, aa, and analytics.

Endpoint

POST /transaction/status

Base URL (UAT / Production): Contact support@moneyone.in

Headers

Header	Description
`Content-Type`	`application/json`
`client_id`	Your client ID
`client_secret`	Your client secret
`organisationId`	Your organisation ID
`appIdentifier`	Your app identifier

Request body

{ "transactionId": "<transaction_id>" }

Sample request

curl --location 'https://<base_url>/transaction/status' \
  --header 'Content-Type: application/json' \
  --header 'client_id: <your_client_id>' \
  --header 'client_secret: <your_client_secret>' \
  --header 'organisationId: <your_org_id>' \
  --header 'appIdentifier: <your_app_identifier>' \
  --data '{ "transactionId": "<transaction_id>" }'

Response

This example shows AA failing and the smart router falling back to PDF, which succeeds.

{
  "status": "SUCCESSFUL",
  "transaction_id": "<transaction_id>",
  "data": [
    {
      "type": "health_check",
      "status": "SUCCESSFUL",
      "data": {
        "healthy_fips": ["<fip_id_1>"],
        "unhealthy_fips": ["<fip_id_2>"],
        "fip_decisions": [
          { "fip": "<fip_id_1>", "decision": "FIP_HEALTHY" },
          { "fip": "<fip_id_2>", "decision": "FIP_UNHEALTHY" }
        ]
      }
    },
    {
      "type": "aa",
      "status": "FAILED",
      "data": {
        "fips": [ { "fip": "<fip_id_1>", "status": "FAILED" } ],
        "consents": [
          { "consentHandle": "<consent_handle>", "consentId": "<consent_id>", "consentStatus": "CONSENT_APPROVED", "productId": "<product_id>", "dataFetchStatus": "FAILED", "accounts": [] }
        ]
      }
    },
    {
      "type": "pdf",
      "status": "SUCCESSFUL",
      "data": {
        "expected_fips": ["<fip_id_2>", "<fip_id_1>"],
        "total_expected": 2,
        "uploaded": 1,
        "processed": 1,
        "fetched": 1,
        "accounts": [
          { "maskedAccountNumber": "10021535948", "bankName": "idfc", "accountType": "saving", "startDate": "02-09-2025", "endDate": "28-02-2026" }
        ]
      }
    },
    { "type": "analytics", "status": "SUCCESSFUL" },
    { "type": "smart_routing_decision", "status": "SUCCESSFUL", "data": { "route": "PDF" } }
  ],
  "message": null
}

Step types

The data array contains one entry per step. For the AA + PDF flow there are five step types:

Step type	Description
`health_check`	FIP health evaluation; lists `healthy_fips`, `unhealthy_fips`, and per-FIP `fip_decisions`.
`aa`	Account Aggregator fetch; carries `fips` and `consents` (with per-account detail).
`pdf`	PDF statement-upload fallback; reports `expected_fips`, counts (`total_expected`, `uploaded`, `processed`, `fetched`), and `accounts`.
`analytics`	Analytics computation over the delivered data.
`smart_routing_decision`	The router’s chosen path; `data.route` is `AA` or `PDF`.

Step statuses

Each step’s status is one of:

Status	Meaning
`SUCCESSFUL`	The step completed successfully.
`UNSUCCESSFUL`	The step completed without success.
`FAILED`	The step failed.
`SKIPPED`	The step was not needed (e.g. PDF skipped when AA succeeded).
`IN_PROGRESS`	The step is currently running.
`PENDING`	The step has not started yet.
`PARTIAL`	The step completed for some accounts only.

Overall statuses

The top-level status reflects the journey overall:

Status	Meaning
`SUCCESSFUL`	The journey completed successfully.
`UNSUCCESSFUL`	The journey did not deliver data.
`IN_PROGRESS`	The journey is still running.
`SKIPPED`	The journey was skipped.
`PENDING`	The journey has not started yet.

Poll until the overall status reaches a terminal value (SUCCESSFUL / UNSUCCESSFUL). Inspect the smart_routing_decision step to learn whether AA or PDF delivered the data for this transaction.

Error Codes

HTTP Status	Condition
`400 Bad Request`	`transactionId` is missing or invalid in the request body.
`401 Unauthorized`	Credentials are missing or invalid in the `Authorization` header.
`500 Internal Server Error`	An unexpected server-side error occurred.

When the orchestration UI is embedded in an iframe, it communicates with the parent window using the browser postMessage API. Your parent window can listen for these events to react the moment a journey reaches a terminal state. These events fire the same way whether the journey completed through AA or through the PDF fallback — the statusData payload reflects whichever path was taken.

Event structure

{
  "type": "REDIRECT",
  "eventCode": "JOURNEY-SUCCESS",
  "message": "Workflow completed successfully for transaction <transaction_id>",
  "statusData": { ... }
}

Field	Type	Description
`type`	string	Event type (e.g. `REDIRECT`).
`eventCode`	string	The event code (see below).
`message`	string	Human-readable message.
`statusData`	object	The full status response for the transaction.

Event codes

Event Code	Trigger Condition	Description
`JOURNEY-SUCCESS`	`status === 'SUCCESSFUL'`	Workflow completed successfully.
`JOURNEY-FAILURE`	`status === 'UNSUCCESSFUL'`, `'EXPIRED'`, or `'CANCELLED'`	Workflow failed.
`JOURNEY-SKIPPED`	`status === 'SKIPPED'`	Workflow was skipped.
`JOURNEY-NETBANKING-REDIRECT`	Netbanking redirect required	User needs to be redirected for netbanking.

Listening for events

window.addEventListener('message', (event) => {
  const { type, eventCode, message, statusData } = event.data;

  if (eventCode === 'JOURNEY-SUCCESS') {
    // Handle successful completion (AA or PDF)
    console.log('Workflow success:', statusData);
  } else if (eventCode === 'JOURNEY-FAILURE') {
    // Handle failure
    console.log('Workflow failed:', message);
  } else if (eventCode === 'JOURNEY-SKIPPED') {
    // Handle skipped journey
    console.log('Workflow skipped:', message);
  }
});

For production integrations, verify event.origin against the orchestration UI’s origin before trusting the payload.

Next step

Once the journey is SUCCESSFUL, fetch the raw FI data or analytics on the Fetch Data page using the same transaction_id.

AA Enabled

AA + PDF Enabled

PDF Enabled

Checks Enabled

KYC

Payload examples

Top-level fields

AA block fields

PDF block fields

Endpoint

Headers

Request body

Sample request

Response

Step types

Step statuses

Overall statuses

Error Codes

Event structure

Event codes

Listening for events

Next step

​Payload examples

​Top-level fields

​AA block fields

​PDF block fields

​Endpoint

​Headers

​Request body

​Sample request

​Response

​Step types

​Step statuses

​Overall statuses

​Error Codes

​Event structure

​Event codes

​Listening for events

​Next step

Payload examples

Top-level fields

AA block fields

PDF block fields

Endpoint

Headers

Request body

Sample request

Response

Step types

Step statuses

Overall statuses

Error Codes

Event structure

Event codes

Listening for events

Next step